At Hartwell, we can provide a range of financing methods across all of our Electric Vehicle offerings. With a number of finance partners available, we can provide competitive finance that’s tailored to you.
With over 100 years’ experience as a trusted dealer, financing your new car with Hartwell is a simple and easy process. You can sit back and relax whilst our team completes your finance application with you at the dealership:
- An easy online application, no long forms to complete
- A quick and simple credit check
- Hartwell Finance is SAF Approved and regulated by the Financial Conduct Authority
- If everything’s in order, you could be driving away from the dealership in your new electric car!
Hire purchase agreements are our most common finance agreements and are available to personal and business customers.
How it works:
- Find your perfect new car from our stock, or let our friendly team advise the best electric vehicle for you.
- We can tailor the hire purchase agreement to you. You can alter the amount of deposit and length of the agreement from 12-60 months to find a plan that suits you best.
- After the deposit is paid, this will be deducted from the cost of the car and you will pay the remainder of the car’s value each month.
- You finish your agreed term and complete your final monthly payment, and now you have complete ownership of your car!
The benefits:
- Variable deposits
- Fixed payments
- Vehicle ownership
- No lump sums to pay at the end
- Eligible on any type of car
Personal Contract Purchase (PCP) is becoming a popular finance arrangement for consumers who don’t want to commit to car ownership or like to change their car on a regular basis.
How it works:
- Choose your vehicle and talk to one of our business managers to help you agree your annual mileage limit, based on your driving habits and term duration.
- Our team will determine the Guaranteed Minimum Future Value (GMFV). This will be the value of the vehicle at the end of the agreement.
- A deposit and monthly amount will be arranged based on what’s best for you.
- You take your car and when your agreement finishes, you have the following options:
- Return – Hand the car back to us
- Retain – Pay the optional final payment and have complete ownership of the car
- Renew – Hand this car back but trade it in for another
The benefits:
- Low deposits and monthly payments
- Change your car regularly
- Protection against vehicle depreciation
- You can drive the car of your choice
A Lease Purchase is an option available to business customers. If you’re a business that is not VAT registered and want full ownership of the vehicle after the finance agreement, then a lease purchase might be best for you.
How it works:
- Find the perfect car with the help of our experts
- Customise your finance – You can alter the deposit, monthly payments, and final deferred payment to suit your needs
- At the end of the agreement, you have the following options:
- Keep the vehicle – Pay the deferred balloon payment which is calculated by the residual value – the car is now completely yours
- Trade it – Any allowance over the deferred payment is yours to use on the deposit of your next car. If the allowance is less, you are responsible for the shortfall
The benefits:
- Ownership at the end of the agreement
- Low monthly payments
- The car can be written down in your books
- No VAT on your payments
- Early settlement option available
- No mileage restrictions
For a quotation, help, or advice contact your local Hartwell dealership